Dick was born in Quincy, Massachusetts to Richard and Audrey (Purtell) Smith, and was raised in Weymouth and Abington. He graduated from South Shore Vocational Technical School. Immediately after graduation he began with the South Shore Bus Company as a school bus driver. He worked his way up to driving motor coaches and would drive across the nation for Yankee Bus Line. Dick would become a bus mechanic and eventually work as a foreman for a major transportation service.
Dick volunteers overseeing the buildings and grounds of the parish. he is an active member of the Marshfield Memorial Disabled American Veterans Council #35. He is married to his wife Carole and has one daughter.